After an accident, the steps you take in the first hours and days can shape the outcome of your claim. This guide walks through what to document, who to contact, and the common mistakes that reduce settlements.
1. Get to safety and call for help
Your health comes first. Move to a safe location and seek medical attention — records from these first visits become key evidence.
2. Document everything
Photograph vehicles, property damage, road conditions, and injuries. Collect witness contact information.
3. Do not negotiate alone
Insurance carriers move fast to minimize payouts. Speak with an attorney before accepting any offer.